what is SWP Calculator?
A Systematic Withdrawal Plan (SWP) calculator is a financial tool designed to help investors plan their withdrawals from an investment portfolio. By using this calculator, you can determine how much money will remain in your investment after making regular, fixed withdrawals over a specified period.
Benefits of an SWP Calculator
- Regular Income: SWP provides a consistent and predictable income, which is particularly beneficial for retirees or those needing regular cash flow.
- Customized Withdrawals: You can tailor the withdrawal amount and frequency to suit your financial needs and goals.
- Capital Preservation: By systematically withdrawing only a portion of the investment, SWP helps in preserving the remaining capital for future growth.
- Tax Efficiency:Depending on the type of investment, SWP can be a tax-efficient way to generate income.
To use the SWP calculator, follow these steps:
- Total Investment: Enter the total amount of your investment from which you plan to make withdrawals.
- Monthly Withdrawalt: Enter the fixed amount you wish to withdraw every month.
- Expected Return: Enter the annual expected return rate on your investment.
- Tenure: Enter the tenure (in years) over which you plan to make withdrawals.
- Calculate Final Amount: Click on the "Calculate" button to determine the final amount left in your investment after the specified tenure.
Final Amount :
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